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Mortgage Rates - Closed Variable Rate Mortgages

Financial Products > Closed Variable Rate Mortgages
A list of Closed Variable Rate Mortgages available in Canada.
Use this comparison chart to find the lowest mortgage rates that fluctuate on mortgages that cannot be fully paid prior to end of term.

Show products for:
Closed Variable Rate Mortgage Rate Term Length Fixed Payments Max Annual Lump Sum Prepayment Max Annual Increase to Regular Payments Customer Rating Available In 
Tangerine Variable Mortgage1.45%5 years25%25%All Provinces
Laurentian Bank Variable Rate Mortgage1.55%5 years
Yes
15%15%All Provinces
Laurentian Bank Variable Rate Mortgage with Variable Payments1.55%5 years
No
15%15%All Provinces
Vancity Homeprime Fixed Term Mortgage1.65%5 years
Yes
20%20%BC
BMO Closed Variable Rate Mortgage2.45%5 years
Yes
All Provinces
ATB Closed Variable-rate Mortgage2.50%5 years
Yes
20%20%AB
Home Trust Variable Rate Accelerator Mortgage2.60%5 years20%20%All Provinces except NT NU SK YT
Coast Capital Closed Variable Rate Mortgage2.90%5 years
Yes
20%BC
Manulife Bank Select Closed Variable Rate Mortgage2.95%5 years
Yes
20%25%All Provinces except NT NU YT
Meridian Closed Variable Rate Mortgage2.95%5 years
Yes
20%20%ON
TD Canada Trust Closed Variable Interest Rate Mortgage3.00%5 years
Yes
15%100%All Provinces
President's Choice Financial Variable Rate Mortgage3.20%5 years20%All Provinces except QC
Servus Credit Union Variable Rate Mortgage3.20%5 yearsAB
RBC Royal Bank Closed Variable Rate Mortgage3.45%5 years
Yes
10%10%All Provinces
National Bank Variable Rate Mortgage3.45%5 years
Yes
10%100%All Provinces
CIBC Variable Flex Mortgage3.70%5 years
Yes
20%100%All Provinces
Desjardins Closed Reduced Variable Rate Mortgage3.95%5 years
No
15%ON QC
HSBC Closed Variable Traditional Mortgage4.05%5 years
Yes
20%20%All Provinces
Scotiabank Flex Value Mortgage - Closed4.15%5 years
No
15%15%All Provinces
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