Mortgage Rates - Closed Variable Rate Mortgages

Financial Products > Closed Variable Rate Mortgages

A list of Closed Variable Rate Mortgages available in Canada.
Use this comparison chart to find the lowest mortgage rates that fluctuate on mortgages that cannot be fully paid prior to end of term.

Closed Variable Rate Mortgage	Rate	Term Length	Max Annual Lump Sum Prepayment	Max Annual Increase to Regular Payments	Available In
ATB Closed Variable-rate Mortgage	2.50%	5 years	20%	20%	AB
Home Trust Variable Rate Accelerator Mortgage	2.60%	5 years	20%	20%	All Provinces except NT NU SK YT
Coast Capital Closed Variable Rate Mortgage	2.90%	5 years	20%		BC
Meridian Closed Variable Rate Mortgage	2.95%	5 years	20%	20%	ON
TD Canada Trust Closed Variable Interest Rate Mortgage	3.00%	5 years	15%	100%	All Provinces
President's Choice Financial Variable Rate Mortgage	3.20%	5 years	20%		All Provinces except QC
Servus Credit Union Variable Rate Mortgage	3.20%	5 years			AB
RBC Royal Bank Closed Variable Rate Mortgage	3.45%	5 years	10%	10%	All Provinces
National Bank Variable Rate Mortgage	3.45%	5 years	10%	100%	All Provinces
CIBC Variable Flex Mortgage	3.70%	5 years	20%	100%	All Provinces
Desjardins Closed Reduced Variable Rate Mortgage	3.95%	5 years	15%		ON QC
HSBC Closed Variable Traditional Mortgage	4.05%	5 years	20%	20%	All Provinces
Scotiabank Flex Value Mortgage - Closed	4.15%	5 years	15%	15%	All Provinces
Vancity Homeprime Fixed Term Mortgage	4.35%	5 years	20%	20%	BC
Laurentian Bank Variable Rate Mortgage	4.35%	5 years	15%	15%	All Provinces
Laurentian Bank Variable Rate Mortgage with Variable Payments	4.35%	5 years	15%	15%	All Provinces
Tangerine Variable Mortgage	4.40%	5 years	25%	25%	All Provinces
Manulife Bank Select Closed Variable Rate Mortgage	4.70%	5 years	20%	25%	All Provinces except NT NU YT
BMO Closed Variable Rate Mortgage	4.70%	5 years			All Provinces

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