Mortgage Rates - Closed Fixed Rate Mortgages

Financial Products > Closed Fixed Rate Mortgages
A list of Closed Fixed Rate Mortgages available in Canada.
Use this comparison chart to find the lowest mortgage rates that do not fluctuate on mortgages that cannot be paid off entirely prior to end of term.

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Closed Fixed Rate Mortgage 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 10 Year Max Annual Lump Sum Prepayment Max Annual Increase to Regular Payments Customer Rating Available In 
Vancity Fixed-Term Fixed Rate Mortgage3.39%3.89%4.49%2.39%1.99%3.39%3.39%20%20%BC
Tangerine Fixed Mortgage2.89%2.19%2.19%2.19%1.99%2.49%2.59%25%25%All Provinces
HSBC Closed Fixed Traditional Mortgage3.29%3.49%3.69%4.29%2.09%5.64%6.24%20%20%All Provinces
Laurentian Bank Closed Fixed-rate Mortgage3.09%3.39%3.89%4.39%2.34%5.80%5.80%6.60%15%15%All Provinces
ATB Closed Fixed-Rate Mortgage2.99%2.64%2.84%2.99%3.09%4.64%20%20%AB
Coast Capital Closed Fixed Rate Mortgage2.99%3.14%3.29%3.34%3.44%3.69%3.74%4.14%20%BC
Manulife One Closed Fixed Rate Term Sub-Account3.24%3.29%3.34%3.39%3.44%4.54%4.64%20%25%All Provinces except NT NU YT
BMO Closed Fixed Rate Mortgage3.09%3.39%3.89%4.34%3.99%5.44%5.55%4.49%All Provinces
Meridian Closed Fixed Rate Mortgage2.84%2.79%3.39%3.89%4.49%5.29%5.79%20%20%ON
President's Choice Financial Fixed Rate Mortgage3.09%3.49%4.09%4.54%4.72%4.89%5.80%20%25%All Provinces except QC
Servus Credit Union Closed Fixed Rate Mortgage3.14%3.24%3.54%4.09%4.99%AB
National Bank Closed Fixed Rate Mortgage3.34%3.59%4.15%4.59%5.14%5.34%5.60%6.40%10%100%All Provinces
CIBC Fixed Rate Closed Mortgage3.39%3.34%3.64%4.29%5.14%6.20%6.44%10%100%All Provinces
Scotiabank Closed Fixed Rate Mortgage3.64%3.74%4.39%4.59%5.19%5.69%6.19%15%15%All Provinces
Home Trust Fixed Mortgage3.49%3.74%4.30%5.04%5.34%20%20%All Provinces except NT NU SK YT
RBC Royal Bank Closed Fixed Rate Mortgage3.49%3.74%4.30%5.04%5.34%5.80%6.60%10%10%All Provinces
Desjardins Closed Fixed Rate Mortgage3.79%3.89%4.34%4.99%5.54%5.80%6.60%15%QC ON
TD Canada Trust Closed Fixed Rate Mortgage3.34%3.54%3.44%3.89%5.59%5.14%5.80%6.10%15%100%All Provinces
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