FirstOntario Credit Union High Interest eSavings Info & Reviews

Information about the FirstOntario Credit Union High Interest eSavings

Product Name	FirstOntario Credit Union High Interest eSavings
Available In	Canada (Only in Ontario)
Offered By	FirstOntario Credit Union
Product Page	FirstOntario Credit Union High Interest eSavings
Interest Rate	1.4 %  Interest Rate Decreased from 1.5 % to 1.4 % on September 15, 2018 1 Year 3 Years 5 Years 10 Years All Data
Minimum Balance	$0
Withdrawal Fee	$3.50 (1 Free/Month)
Other Fees	$3.50 for all electronic debit transactions. $7.50 for all branch debit transactions. $7.50 for all branch deposit transactions.
Fund Transfers	Withdrawals: Cheques Interac Direct Debit Branch Cash Withdrawal ATM Cash Withdrawal Bill Payments Transfer to another FirstOntario Credit Union account Pre-Authorized Debit Deposits: Branch Deposits ATM Deposits Direct Deposit
Deposit Insurance	DICO
Additional Notes	Only available to residents of Ontario who are 18 years of age or older. Must purchase $25.00 worth of shares in the FirstOntario Credit union in order to become a member and open an account.

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Dan on October 18, 2016

Overall Rating:

Not only does FirstOntario Credit Union have a great rate, their app is great. When you call them, a real person answers the phone. Their chequing accounts rarely charge any fees, and no minimum balance required! The only fee I ever pay is $1.50 for the occasional EMT. Yes, you have to purchase $25 in shares, but every year they pay YOU a $5 dividend. And if you're a child, you only have to purchase $5 in shares, so in your first year, your dividend payout is 100%. If you ever close your account, you get all that share+dividend money back. Interest is also paid daily, so I usually move all my funds from my chequing account, and then make 1 free withdrawal from the savings account to my chequing account for all my needs. I recommend them to everyone. I keep my account with them even though I now live in an area that does not have any FirstOntario branches because I just do cashback or write cheques when I need them. A+++ Customer Service:   Cost/Rates/Value:   Convenience:   Features: