RBC High Interest eSavings Info & Reviews

Financial Products > Savings Accounts > RBC High Interest eSavings
Detailed information, reviews and ratings for the RBC High Interest eSavings.
Useful when comparison shopping for a new canadian savings account.

Information about the RBC High Interest eSavings

Product NameRBC High Interest eSavings
Available InCanada (All Provinces)
Offered ByRoyal Bank of Canada
Product PageRBC High Interest eSavings
Interest Rate1.05 %  Interest Rate Decreased from 1.2 % to 1.05 % on February 1, 2019

Chart of historical values for the RBC eSavings Rate
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Minimum Balance$0
Other FeesATM Cash Withdrawals (after 1 free transaction per month): $5.00
ATM Withdrawals from non-RBC bank machines using the Interac Network: $5.00+$1.50=$6.50
ATM Withdrawals from non-RBC bank machines using the Plus Network in Canada or U.S.: $5.00+$3.00=$8.00
ATM Withdrawals from non-RBC bank machines using the Plus Network Internationally: $5.00+$5.00=$10.00
Bill Payments: $5.00
Funds Transfers (other than to an RBC account in your name): $5.00
Interac Debit: $5.00
Pre-Authorised Debit: $5.00
In-Branch Cash Withdrawal: $5.00
Cheques: $5.00
Interac eTransfers: $1.00
Fund TransfersOnline transfers to another Royal Bank account in your name (Free)
ATM Cash Withdrawals (1 Free/Month at RBC ATMs)
Bill Payments
Interact Direct Debit
Pre-Authorised Debit
Deposit InsuranceCDIC
Please Note: This database is intended to help you explore your options when looking for a financial product. Product features and information can change faster than we can update our database and we cannot guarantee the accuracy of the information in the above table.
Always visit the financial institutions product page and carefully review the information there before making a final decision.

Customer Ratings for the RBC High Interest eSavings

Customer Service:2.5

Reviews and Comments for the RBC High Interest eSavings

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 Reviews & Comments about the RBC High Interest eSavings
Jared on May 8, 2020Overall Rating: 2.25
Why is the recent 0.05% savings rate not reflected?
Customer Service: 2  Cost/Rates/Value: 1  Convenience: 3  Features: 3  
Amir on July 23, 2012Overall Rating: 2.75
This is a half decent account to keep your cash in if you want to be able to quickly and easily transfer it to another RBC account. I think it pays more than any other savings account at Royal Bank. However, you could do better at just about any other virtual bank. ING Direct, Canadian Tire Bank, Ally, etc... usually all offer rates that are higher than this. I guess one advantage to this account is that it is backed by RBC. For some people, the feeling of safety associated with dealing with the largest financial institution in Canada is worth getting a lower interest rate for.
Customer Service: 3  Cost/Rates/Value: 2  Convenience: 3  Features: 3  

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